Wow! It's been a LONG time since we've updated the blog. MANY things have changed over this period. We have done even more short sales as many people realize that it is the best option to get out of the situations they are in. We now are working on short sales from $25,000 to $1.5 million properties all over Florida. We have a great short sale processor that works full time just on our files. We have expanded our capabilities in our systems and now have a new computer network and software to better handle all our short sales. This allows us to be very efficient and effective.
We now have an alliance with three local attorneys that help us greatly in helping our clients. They specialize in bankruptsy, foreclosure defense, and closing real estate short sales. They have helped us greatly in providing excellent services to our clients. Most of this is available at no cost to you!
Overall, we provide great options for people that are having trouble with thier properties, money or their mortgages. Call or email us today!
239-595-5157
Saturday, March 10, 2012
Wednesday, December 23, 2009
Short sales continue to be the best choice for many!
We are getting a pretty consistent flow of people who are in what I can the "standard" position. This is someone who has lost their job and/or have lower income and their home has lost a LOT of value and the mortgage payment has gone up. I meet with clients all the time and try to find the best solution for them. Often, they want to try to get a mortgage modification in order to continue paying lower payments and stay in their home. I totally agree with this as a first tactic to use. BUT, the end result is usually too little a decrease in payments and they end up right where they started. I have several people that can help with a modification if you'd like help.
If this does not work out, usually the best solution is the short sale. We can sell the home, get the home owner into a better situation with a rental or other living arraignment, and usually dismiss the deficiency amount and income tax liability! This is a fresh start! Much better than a bankruptcy or foreclosure! We work with several attorneys that can help advise you along the way. Please ask questions here or contact me via email or phone. We also have an online form to fill out if you want us to look over your property and situation: http://www.americanproperties1.com/stop_foreclosure.htm
Thank you.
If this does not work out, usually the best solution is the short sale. We can sell the home, get the home owner into a better situation with a rental or other living arraignment, and usually dismiss the deficiency amount and income tax liability! This is a fresh start! Much better than a bankruptcy or foreclosure! We work with several attorneys that can help advise you along the way. Please ask questions here or contact me via email or phone. We also have an online form to fill out if you want us to look over your property and situation: http://www.americanproperties1.com/stop_foreclosure.htm
Thank you.
Sunday, December 20, 2009
New blog on Short Sales and preventing Foreclosure!
Hello all!
I have been in short sales for three years now. Back in the early days, I'd spend a lot of time explaining to Realtors and home owners exactly what a short sale is! Today, most people know the basic of them and I usualy talk about the benefits and details they dont want to forget.
I am a Realtor and Investor. I work with people all over the US helping them to find a way out of tough situations with their real estate. Most people I talk to have issues with less income coming in and/or their mortgage payments going up. On top of that most of the time their real estate is worth a lot less than what they owe.
Solutions: Well, most people start with talking to their bank and trying to get a modification on their mortgage. This can work, but in my experience, most of the time the reduction in payments are not enough to help them out of their situation. Also, the banks are strict on how much income you may have in order for them to do a modification. A lot of people have too little coming in.
The second thing people may want to look into is a legal defence from the pending foreclosure action. This has been successful in delaying the foreclosure for months or even years!
Most of the time, even with the first two options, it will eventually come down to either a foreclosure or a short sale. Most agree the short sale is much better than a foreclosure. It leaves your credit in much better shape and often dismissed all that may be owed to the bank!
I will be keeping you up to date in the fast changing word of foreclosures and short sales as we weather this historical time in our country. Feel free to email or call me with questions!
I have been in short sales for three years now. Back in the early days, I'd spend a lot of time explaining to Realtors and home owners exactly what a short sale is! Today, most people know the basic of them and I usualy talk about the benefits and details they dont want to forget.
I am a Realtor and Investor. I work with people all over the US helping them to find a way out of tough situations with their real estate. Most people I talk to have issues with less income coming in and/or their mortgage payments going up. On top of that most of the time their real estate is worth a lot less than what they owe.
Solutions: Well, most people start with talking to their bank and trying to get a modification on their mortgage. This can work, but in my experience, most of the time the reduction in payments are not enough to help them out of their situation. Also, the banks are strict on how much income you may have in order for them to do a modification. A lot of people have too little coming in.
The second thing people may want to look into is a legal defence from the pending foreclosure action. This has been successful in delaying the foreclosure for months or even years!
Most of the time, even with the first two options, it will eventually come down to either a foreclosure or a short sale. Most agree the short sale is much better than a foreclosure. It leaves your credit in much better shape and often dismissed all that may be owed to the bank!
I will be keeping you up to date in the fast changing word of foreclosures and short sales as we weather this historical time in our country. Feel free to email or call me with questions!
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